Individual Disability Insurance Products

INCOME PROTECTION

Individual Long-term disability insurance pays you a monthly benefit if you get sick or hurt and can’t work. It’s basically income replacement insurance. You can use the money from the insurance policy to cover your rent/mortgage, utility bills, food and other living expenses. The coverage applies to disabilities that happen both on and off the job. 

The greatest benefit of owning disability insurance is financial peace of mind; knowing that no matter what happens, you’ll have the needed resources to maintain you and your family’s standard of living.

RETIERMENT PROTECTION

Protects your retirement contributions in the event disability strikes.